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If/when you can't afford vet care (solutions, not shaming)

87K views 49 replies 40 participants last post by  Carmella  
#1 · (Edited by Moderator)
Nobody's financial status is ever completely secure, and even emergency funds run dry unexpectedly sometimes for us all, so please no shaming or blanket assumptions about the supposed immorality of not being able to afford vet care.

There is a stickied thread about Care Credit in this forum, which is a financing plan. I also really liked some of the Humane Society's suggestions, which I haven't seen mentioned here yet.

For example, if you have wheels or a good and pet-friendly local public transportation system, you might well be able to find more affordable vet care in a nearby community. (VERY much the case where I live, US Midwest/Great Lakes region). If you are having trouble finding one on your own, trying asking your neighbors, pet store employees, or volunteers at the local shelter for a vet recommendation.

Another option is to contact a breed rescue group, many of whom are committed to helping dogs stay with their original owners if possible. They often have suggestions for discount-rate but NOT discount-quality vet care, and/or connections with organizations to help people continue to care for their pets during tough financial or medical (human or canine) circumstances.

Some organizations are specifically geared to help seniors on fixed incomes or with limited mobility care for their pets, whether it is help with vet bills or stopping by to take a dog for a long walk. So that is something else to consider, should that be your situation.

I think it's pretty clear that many of us depend on our dogs just as much as they depend on us, if in a different way, and I just wanted to promote some ideas for making sure we all get to continue!
 
#34 ·
I know when I first got Dakota, my aunt suggested going to Pet supplies and getting his vaccines done for $10/each and then micro-chipped for $10 as well. All together, the visit was $60. VPI were the vets present for the procedure and they were very well mannered and gentle with Dakota. They also offer affordable parasite prevention in various forms but effective nonetheless. I strongly suggest VPI for those who are tight on money but still want to afford good pet health care. So glad my aunt told me about them.
 
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#36 ·
I truly understand wanting to save money by purchasing Rx products online, but I think if you have a good vet., and speak to them about possibly discounting their price maybe they will. Online shopping is always much cheaper, but I am a firm believer of supporting my veterinary hospital, whom I trust and value.
The cost and time of going to veterinary school is about the same as medical school. Veterinarians don't make the money that medical doctors do, and never will. The costs of operating a business, especially of that type is very high. If I like my Vet, I will be loyal to them, If I cannot afford something, I will try and work something out, If I do not like them, I will find another to be loyal to. It's just like all the Home Depots and WalMarts putting your local mom and pop businesses out....
just sayin'...... :0
 
#37 ·
our vet friend would be the first one to suggest buying the medications online or another pharmacy if it is a trustworthy company...he knows how expensive it is to send children (if you have them) through college, or how hard it is to make ends meet on a fixed income. In fact, he just wrote one of the dog owners' dogs I sit for a prescription for prednisone that is 30.00 for a 90 day supply at Walmart, instead of them paying 90.00 for a 90 day supply at their old vet's office.(After an office visit/eval. of course). I have so much respect for him. Another time - One vet wanted 800.00 to put our dogs to sleep (years ago) and so I had to "shop around" during this awful situation...our other local vet charged me 40.00 each and did counseling with me before and after.
 
#38 ·
Vets can call an Rx in to a drug store for you. I shop around for medications like prednisone, antibiotics etc (that people take). The vet is often not the lowest price. Check with drug stores, big box stores and grocery stores. Some of them are $4 or free. You are not required to have a membership to a big box store in the US to get an Rx there. Just tell the person at the door your going to the pharmacy.
 
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#41 ·
Also look into CitiHealth which is a CitiBank credit card for health/medical purposes and most Vets accept it. This is what I had to do with Chewy once the $500 vet bills started rolling in.
 
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#42 ·
I bought PetPlan insurance - initially, ÂŁ28. a month. (I live in the UK). But now Belle is older, the insurance has gone up to ÂŁ89. a month. I obviously can't drop it at this point - this is when Bell is going to need it. I think I'd wait until the dog the was seven or so, then check out insurance. I'd also be tempted to have a savings account and deposit what I would have spent on insurance in it.

In general, no money, need a vet: I'd call the local animal shelter and ask for advise. Maybe offer to volunteer cleaning pens in exchange for a bit of care?
 
#43 ·
My friend buys the prednisone for her dog at TARGET! It is only 10. versus the 90.00 a month her first vet was charging her, the dog has Addison's disease and I dog sit him. She went to a vet friend I recommended and he charges only for the medication that has to be injected monthly, not for the office visit! And she became a dog sitter to help pay for the meds too!
 
#45 ·
I feel that the medical profession generates income through fear tactics: "if you don't do this, this will happen." I've seen it in vets too
I have seen this as well.
For someone looking for asistance with vet bills, the humane society, or the spca type of place will have the best links and info for this.
I know in Vancouver there was a highly qualified vet who did free work for animals in need.
This was all done in your home, or on the street if you had no home.
There are options.

What we do is put $50 every pay day in a high interest gain account for emergencies.
Pet insurance is great, until you find out your dog has one of the large amount of things they do not cover.
 
#46 ·
Hi everybody
I feel sad that so many people have pet but they can't afford taking them to a vet, but I'm glad that will share with you how you can treat your dog by learning more how to handle the situation yourself when your puppy is sick or by benefiting from some assistance in this matter.
First you can check this blog i found that is very helpful with pet health tips
secondly you can refer to these following organizations that are willing to offer you help:
The Big Hearts Fund (financial assistance for the diagnosis and treatment of canine and feline heart disease)
Brown Dog Foundation (prescription medications)
Canine Cancer Awareness
Cats In Crisis
The Dog & Cat Cancer Fund
God's Creatures Ministry Veterinary Charity
IMOM
Joshua Louis Animal Cancer Foundation (Under the JLACF's bylaws as approved by the IRS, grants can only be provided for pets under the care of a board-certified veterinary oncologist.)
Magic Bullet Fund (cancer-specific)
The Mosby Fund
The Onyx & Breezy Foundation
Paws 4 A Cure
The Pet Fund
Pets of the Homeless (pet food and veterinary care assistance for homeless)
The Riedel & Cody Fund (support for pets suffering with cancer)
RedRover Relief
Rose's Fund
Shakespeare Animal Fund
Top Dog Foundation "Bentley Grant": for senior dogs (age 10 and over; breed taken into consideration when determining what is "senior")

Thank you guys and i hope that my advice is helpful :)
 
#48 ·
I dont know how pet insurance works in countries other than the UK but we always take out the best insurance we can afford and make sure it covers for the life of the illness and covers for holistic meds and alternative therapies like hydrotherapy and physio . For Willow we pay around ÂŁ16 per month. we pay ÂŁ75 access for each illness and other than that we are covered. it even includes ÂŁ2,000000 liability insurance if she bites or causes an accident. we would always insure our dogs because i would never want to be in a situation where i cant afford treatment and would have to make a choice based on money (or lack of it). i know insurance isnt always possible and i know not everyone has had good experiences with it, but its always been great for us, so its something we would always try and budget for
 
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#49 ·
Just came across this on my home/car insurance website.

If you are a member of USAA, you get 15% off of pet insurance and they have other discounts (spay/neuter, multipet, annual payments, etc.) as well.

Doesn't really help with vet costs after the fact, but could be helpful if you're looking for pet insurance. It could help to check with your current property insurance providers and see if they partnered with any pet insurance companies.
 
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#50 ·
also I make some money on Qmee doing surveys it pays directly same day to PayPal then u can move it to my bank. yes.its surveys. if you sign in for five days and do the daily poll before 6am it comes out at 9am every day est you'll get 10% extra. but it's extra it isn't great money. working from home jobs I've never found good ones.
 
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