It's a very exciting time for my family and I, we are first time dog owners. After months of research and a couple of meet and greets, we finally found the one. We adopted our sweet girl Penny, she is perfect and jut wonderful...there is one minor detail....she is heartworm positive. She did the slow kill method and she is currently on Advantage Multi until September. She will then get retested and we will decide what happens then. I never thought we would adopt a heatworm positive dog. But somehow she chose us...I always heard people say "when you meet the one you just know" indeed it is. I need advice on her medical costs, I understand pet insurance doesn't cover pre-existing conditions but what if something else happens? Should I get pet insurance for unexpected things? Any advice you all can give me will be greatly appreciated.