Refunds The main attraction of these insurances is the reimbursement of veterinary expenses. There are some who get paid 90% of the expenses, which is essential in the case of expensive operations.
Medicines. Some veterinary policies also partially cover expenses on pet medicines.
Prevention Expenses A very attractive part of these policies is that they include more frequent tests and vaccines, which contribute to making the price more attractive.
Cremation. Some pet insurance also includes expenses related to euthanasia, burial or burning.
In social networks, there are more and more cases of pet owners desperately seeking money to cover their veterinarian's expenses. Withdrawals are organized, personal items are sold and donations are required to pay bills.
“We believe the potential for developing veterinary insurance for pets is enormous. It is not a product targeted at the wealthy, but middle classes with a pet and don't want to face exorbitant bills if they have to practice them,” says Salord.
The roots of veterinary insurance in Spain are much lower than other European countries.
"In the UK, the penetration of this type of product reaches 25%, in France up to 5% of pets and in Sweden 40% of dogs have some kind of insurance coverage," explains Luis Manuel Halcon Guardiola, an online partner manager. Veterinary Insurance.
In Spain, the low contract for this type of insurance contrasts with the money spent on pets.
A report by an association of veterinarians in Madrid estimates that dog owners pay 456 euros a year for food and snacks and 358 euros for veterinarians, medicines and cleaning.
In the case of cats, food bills are on average 350 euros a year and bills of medicine and veterinary medicine to 186 euros.
The big problem lies in the case of surgical interventions. Although these are simple operations, they always require total anesthesia and on a day of admission to the clinic. This makes bills ranging from 1000 to 3000 euros.
Veterinary clinics usually have medical plans that include reviews, vaccinations and de-worming, but coverage in case of operations is usually limited to a discount of 10% to 20%.
For more about securing speech in case of injury hereHow does pet insurance cover cataract surgery for dogs? - Pet Area