So sorry that Roux get hurt, but glad he is on the road to recovery. I also love pet insurance. When my girl was 2 she had a horrible accident and loss the use of her front right leg. Because of the insurance I was able to take her to specialists, Her leg never did heal but two years of all kinds of therapy and 3 different specialists would have set me back over 15,000.00. I did have to put the money out up front but I did get a portion of that back. SO I really love insurance.