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CareCredit® Healthcare Finance - Payment Plans and Financing for Cosmetic Surgery, Dental, Vision, Hearing, Veterinary & Other Medical Procedures

Care Credit is something every pet owner should have, whether struggling financially or not. Don't let your bad credit fool you, you can still apply and almost anyone can be approved.

Not all vets accept care credit, so make sure you speak with your vet before applying, or find a vet locally who does use it.
Care Credit may not be avalible outside of the US.

There are some financing promotions, one of those is no interest if paid in full within 6, 12, 18 & 24 months on qualifying purchases. This is what we take advantage of all the time. If its well visits, and we choose to do preventive care we do it for all our dogs so we meet the 12 month option then pay it off monthly or bi-monthly.

Care Credit works amazingly for emergencies too! Your pets are worth it!

Other options to help you afford vet care are to sell items, cut back on spending (stop eating out, purchasing items you don't urgently need, shutting off the internet/cable or cutting back on these, etc.), asking for loans from family/friends, and more.
 

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we have care credit, its not only good for pups but humans too, never hurts to have it, we've needed it for our rabbits numerous times, and we're glad we have it now that we have minnie too, hope to not use it, but i'd rather have it and not use it than need it and not have it!
 

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Just thought I'd update for us Canucks! We have a version of care credit too!

Though not called Care Credit here, we Canadians can apply through Petcard to get the financing we need when an emergency strikes. When Tessa went in for her spay I saw the pamphlet. I believe you get to choose between a finance or a credit card, depending on the amount of money required. I talked to my vet about it and she says they've been very easy to work with and have a high approval rate for those who feel they wouldn't qualify. So have a look at your vet's office for more info on Petcard or check out www.petcard.ca

***I have no affiliation with said company, nor have I used them (I prefer a mix of pet insurance and emerg funds for any of my pet's vet costs). I just saw this at the vets office and wanted to share with those Canadians who click on the CareCredit site and realize they don't have a Canadian affiliate for finance anymore, yet still need to find money to help their pets***

Hopefully this helps someone! :)
 
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Very helpful information, thanks for posting. I am assuming CareCredit can be used to potentially cover diagnostic imaging (such as MRI , CT, etc.) and surgical procedures? My pup is demonstrating some concerning neurological symptoms, and I am trying to have arrangements made for an MRI. In addition, I anticipate that he may be in need of surgical intervention. Unfortunately, I can't afford these services out of pocket, so I am researching payment options ...

Also, it sounds like interest expenses can be avoided if timely payments are managed? Thanks!
 

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Yes and yes! Usually first six months are interest free. And as far as I know, it will cover anything vet related from meds to diagnostics to treatment.
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Is there a monthly fee for having a zero balance with care credit?

And you can use these anywhere that takes care credit, be it at a vet or a medical office, dental, etc. Correct?
 

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Is there a monthly fee for having a zero balance with care credit?

And you can use these anywhere that takes care credit, be it at a vet or a medical office, dental, etc. Correct?
No monthly fee! However, if you don't use the account for over a year, they do close it out. When things went really bad with my cat a year and a half ago, both my husband and I each got a Care Credit account. He ended up not using his, and after a year, they closed it. Mine is still going, though.

And yes, you can use it at any of the places they mention. I just used mine at the dentist, whereas all my other charges with them have been at the vet! It's really pretty great.
 
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